Instant Cash Loans
From 5% per month.
Looking for instant cash loans in Melbourne? Pawn On Puckle offer instant cash loans in Moonee Ponds from as low as 5% per month, using your valuable items as security. Whether you've got unexpected bills, urgent repairs, or just need a bit of breathing room, we're here to help - quickly, discreetly, and fairly.
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Online Payments Available
Managing your loan is easy with our secure online payment options. Make payments anytime, anywhere, for added convenience and peace of mind.
How Pawn Loans Work.
01
Bring in Your Items
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Visit us in - store with your valuables - Gold Jewellery, diamond rings, luxury watches, designer handbags, bullion or other high - value items. We welcome a wide range of items for pawning.
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03
Accept Your Loan & Get Cash
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Happy with the offer? Simply show your ID, sign the paperwork, and walk out with cash in as little as 15 minutes. No credit checks, No Fuss. ​
02
On the Spot Valuation
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​​Our experienced team, including a GIA - Certified diamond specialist, will carefully assess your items and let you know how much you can borrow on the spot.
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04
Redeem Your Items
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​​Repay your loan plus interest at any time during the loan period, and your items are returned to you safe and sound. It's flexible, private and stress - free. ​
Why Choose Us.
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Competitive rates starting from just 5% per month
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Fast cash in 15 minutes or less
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No credit checks or credit reporting
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Expert, friendly team with decades of experience
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Convenient online payments to manage your loan anytime
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Located conveniently on Puckle Street, Moonee Ponds
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We’re proud to help locals unlock cash quickly and safely when life gets tough.
Common Questions.
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What Items Do We Accept?We lend cash against a wide range of valuable items, including: Gold and diamond jewellery Luxury watches Gold or silver coins and bullion High-end handbags and accessories Designer or luxury items Other valuables (ask us if you’re unsure!) Not sure if we’ll accept your item? Just give us a call or pop into our store — we’re happy to help.
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How can I get a loan?To get a loan: Bring in your items and an idea of how much you’d like to borrow. We’ll assess your items on the spot. You’ll need to show 100 points of ID, such as: A Passport or Driver’s Licence, or Two of the following: Birth Certificate, Medicare Card, Healthcare Card. Once agreed, you’ll receive your cash and a pawn ticket for your records.
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How long is the loan for?Loans are valid for 1 month. Need more time? No problem — simply pay the monthly interest to extend your loan for another month.
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What interest will I pay on a loan?Our interest rates start from 5% per month, depending on the item and loan amount. Example: Borrow $500 and pay just $25 in interest for the month — total repayment $525. Visit us in-store for a personalised quote.
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How do I get my items back?Just repay your loan amount plus any interest due, and we’ll return your items immediately. Or, pay only the interest to extend your loan for another month.
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What happens if I can’t repay my loan?If you’re unable to repay or extend your loan by the due date: The item you left with us becomes ours and may be sold to cover the loan. There’s no impact on your credit score, no extra fees, and no stress. You’re always welcome back in the future for another loan if you wish.